If you couldn’t tell by now, I’m pretty conscious when it comes to money and consumerism. Being careful with my spending allows me to build a cash cushion. With it, I am free from worrying about bills and small discretionary expenses during the month. My habit of saving also allows me to make an investment whenever a good opportunity presents itself.

That being said, I only spend my money on things that provide me with long term value.

So what the heck was so valuable that I spent $47,000 on? A house for my mom.


My mom’s and sister’s living situation recently changed. They were no longer living with my dad and they had to be suddenly uprooted from their home.

Even though there was a lot of support and family that could take them in temporarily, they were dealing with feelings of being unsettled.

The comfort of having a place to call their own was no longer there for either of them. All their belongings were scattered and some were even inaccessible.

There was no real plan with everything being so sudden. On top of this, they still needed to go to work, pretending that everything was okay.

While we were all trying to process what was going on, my mom had the toughest time adapting. Especially, when she had to come to terms that she could no longer return to the home she maintained for 30 years.

Problems Moving Forward

I took up the mantle in helping my mom move forward in her life. From working with legal services for my mom and dad’s divorce to finding her more permanent living and coaching her to help process her emotions, it was one exhausting month. I’m very grateful for having a supportive family who was involved throughout this transitional phase.

The biggest problem going forward was determining what would be the most ideal living situation for my mom. It was important for her to get her life back together as soon as possible.

The Pipe Dream

Shortly after shit hit the fan, I learned about a townhouse for sale on the same block where my younger brother and his fiance recently bought their home. It was in great condition and completely move-in-ready.

The location alone made it a preferable place for my mom to stay compared to the apartment she looked into.

She would be within a short walk of 3 drug stores, a grocery store, a gym, and best of all, a few minutes away from myself and my brother’s home.

Too bad this thought was just a pipe dream.

My mom already said she didn’t want to buy another home. By her standards, she was “ too old to buy a house”.

For the record, she is only 60 and she can still run and beat anyone in a shouting match.

Going back to what she said about being “too old”. I think she meant that it would be too risky for her to take a chunk of her savings and put it towards a downpayment.

Plus, she does not want to worry about a mortgage while she is in retirement. 

Thinking Your Way Through

I sat for a while one night just thinking of the entire situation. Then my eyes crossed paths with the binder that I got together for an online real estate course I recently purchased but forgot about with everything that was going on.

I started mindlessly flipping through the pages when I had my “holy shit!” moment.

My mom would still be able to rent and she could live in that ideal location if I bought the house and rented it to her at a reduced rate.

I didn’t care that the financial returns on the property were nothing to get excited about because it was really an investment towards my mom’s health, happiness, and likely longevity.

With my wife and I both having the goal of financial Independence, we naturally talk to each other about all the big money decisions.

Not only did my wife think it was a great idea, but my the whole family was on board as well.

We reached out to an awesome real estate agent and received a tour of the home the next day.

Afterward, my wife and I saw a smile on my mom’s face that I haven’t seen in what seemed like forever. 

Making A Pipe Dream A Reality

After another rundown of all the numbers to be sure this investment would not put us in the dumps, we further discussed to make sure this is absolutely what we wanted. It was an invigorating experience to make sure a big and sudden move, but we knew this was the best option for my mom.

Fast forward 30 long days later, the home was ours!

My mom is now living there happily. What she enjoys the most is that she:

  • Can bother me or my brother within minutes of walking/driving if she wanted to.
  • Lives in a familiar location and does not need to worry about her commute to/from work. 
  • Has 3 times as much space as the apartment she was on the waiting list for and is paying about the same as the apartment she applied for.
    • With more space, my sister and her fiance can now move in and save money on housing while they pay off their student loans, save for a wedding, and housing of their own someday.
  • Feels better the money she is paying for rent is staying within the family.

Without Paula Pant’s course at AffordAnything.com, our new reality might have remained a pipe dream.

I am very grateful that Paula released her first course at the perfect time. Even though things were definitely more rushed than normally, we closed on our first rental property within the first 1.5 months of starting the course.

Her course is hands down, the best investment for those looking to buy their first, second or third rental property.

Keep a lookout for a review that I plan on writing on her course. I will also be releasing more information on my first house buying experience. If you don’t want to miss it, subscribe below.