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Student Loan Forgiveness - Why I Opted Out

The Public Service Loan Forgiveness (PSLF) Program is the only program that offers forgiveness on all qualified loans tax-free after a 120 qualified monthly payments. Only Direct loans in good standing are eligible for forgiveness. Federal…
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Lifestyle Inflation: Save Yourself From The Rat Race

Lifestyle Inflation, also known as lifestyle creep, occurs when individuals increase their standard of living as their discretionary income rises. It becomes a problem when they prioritize luxuries instead of paying off debt, building an emergency…

College May Cost Over $100,000 in 20 years!

According to the data from collegeboard.org, four-year public universities raised their tuition & fees by an average of 5.26% per year during the last 10 years (2007 - 2017). This number increases to 6% when you capture the last 20 years…

Student Loans Phases

Deferment When you were in school your federal loans were in deferment where there is no obligation to pay your student loans or associated interest yet If you received Subsidized loans or Federal Perkins loans, any accrued…

Guide To Paying Off Student Loans Quickly

College is becoming increasingly expensive and is leaving students financially crippled upon graduation. Student loans postpone graduates from starting a family, purchasing a home, starting a business, or saving for retirement. According to…