While taking our personal finance onto another level, a few small changes led to larger transformations that both simplified and elevated our lives. Transformation #1: The Personal Finance Ninja I'd like to credit this term to Stephanie, from poorerthanyou.co Continue Reading→
I started this series to reflect on our goals and share some things I learned each month. For now, I'll primarily be tracking our progress to financial independence. I hope you get some value from this and if you haven’t already, join the Flexcents community Continue Reading→
Our careers are very rewarding, but it came at a price. Literally, the years of dedicated study cost us a total of $151,000 in student debt between the two of us. My wife finished her Master's Degree two years before I finished my Doctorate. By the time I gra Continue Reading→
Lifestyle Inflation, also known as lifestyle creep, occurs when individuals increase their standard of living as their discretionary income rises. It becomes a problem when people prioritize luxuries instead of paying off debt, building an emergency fund, or Continue Reading→
According to the data from collegeboard.org, four-year public universities raised their tuition & fees by an average of 5.26% per year during the last 10 years (2007 - 2017). This number increases to 6% when you capture the last 20 years and 7% since Continue Reading→
