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September 2019

9 Transformations On The Road To Financial Independence

By |2019-11-29T00:00:18+00:00September 16th, 2019|Financial Independence|

While taking our personal finance onto another level, a few small changes led to larger transformations that both simplified and elevated our lives. Transformation #1: The Personal Finance Ninja I'd like to credit this term to Stephanie, from poorerthanyou.co Continue Reading→

August 2019

June 2019 Update: 26% to Financial Independence

By |2019-08-20T03:25:07+00:00August 12th, 2019|Our Journey|

I started this series to reflect on our goals and share some things I learned each month. For now, I'll primarily be tracking our progress to financial independence. I hope you get some value from this and if you haven’t already, join the Flexcents community Continue Reading→

July 2018

May 2018

Lifestyle Inflation: Save Yourself From The Rat Race

By |2019-09-09T03:08:35+00:00May 20th, 2018|Saving|

Lifestyle Inflation, also known as lifestyle creep, occurs when individuals increase their standard of living as their discretionary income rises. It becomes a problem when people prioritize luxuries instead of paying off debt, building an emergency fund, or Continue Reading→