Posts

The Pre-FI (Financial Independence) Fog

Our careers are very rewarding, but it came at a price. Literally, the years of dedicated study cost us a total of $151,000 in student debt between the two of us. My wife finished her Master's Degree two years before I finished my Doctorate.…
Photo by Yuriy Bogdanov on Unsplash

Lifestyle Inflation: Save Yourself From The Rat Race

Lifestyle Inflation, also known as lifestyle creep, occurs when individuals increase their standard of living as their discretionary income rises. It becomes a problem when they prioritize luxuries instead of paying off debt, building an emergency…

College May Cost Over $100,000 in 20 years!

According to the data from collegeboard.org, four-year public universities raised their tuition & fees by an average of 5.26% per year during the last 10 years (2007 - 2017). This number increases to 6% when you capture the last 20 years…