October 2019

Why Fall is the Most Important Season for Your Personal Finances

By |2019-11-05T04:35:25+00:00October 19th, 2019|Saving|

Leaves are falling, sweaters are out, and pumpkin spice – beloved or bemoaned – has made its seasonal appearance. And while the best parts of summer have become little more than memories, many Americans are still feeling the financial effects of the warmer mo Continue Reading→

September 2019

Why I Don’t Want To Buy A New Car

By |2019-09-02T16:59:46+00:00September 2nd, 2019|Financial Independence, Investments, Saving|

My car’s hood is peeling, the driver's side mirror is screwed in and taped on, I can only open the trunk from a latch inside the car, and I just broke my interior door handle. Last weekend, I had lunch with my best friends. They asked when I was planning to g Continue Reading→

August 2019

How to Calculate Your Effective Savings Rate

By |2019-08-05T01:43:43+00:00August 4th, 2019|Financial Independence, Investments, Saving|

The majority of people aren’t born as mathematicians. Luckily, it doesn’t take a genius to understand how important it is to save your money and calculating your savings rate can be just as easy. Why should you know your savings rate? If you're reading this a Continue Reading→

March 2019

The 10 Things Exercise: Self-Evaluation Tool To Align Your Spending With Your Values

By |2019-08-23T02:23:05+00:00March 22nd, 2019|Saving|

The idea is to create a list of the top 10 things that you enjoy doing most on a weekly basis and compare that list with the top 10 things that you spend money on each month. The goal of this exercise is to determine if your spending habits align with your mo Continue Reading→

May 2018

Lifestyle Inflation: Save Yourself From The Rat Race

By |2019-09-09T03:08:35+00:00May 20th, 2018|Saving|

Lifestyle Inflation, also known as lifestyle creep, occurs when individuals increase their standard of living as their discretionary income rises. It becomes a problem when people prioritize luxuries instead of paying off debt, building an emergency fund, or Continue Reading→