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Breakdown Of How I Paid Off Over $100,000 In Student Loans Within 2 years

Paying off my 6-figure debt was a huge accomplishment. So much that I immediately downloaded all my payment records and saved them so no one can tell me otherwise. Now that I’m more financially curious, I wanted to find out exactly how…

Finding Your Optimal Student Loan Repayment Plan

It is easy to get lost when it comes to choosing a repayment plan for your student loans. New graduates may not even know where their loans are held. If you are one of these, feel free to check out this guide. Otherwise, let’s move on to…

My Debt Free Journey

I graduated with a massive $107,500 in student loan debt. I was initially planning to pursue the Public Service Loan Forgiveness (PSLF) program. However, my plan backfired and I decided to aggressively pay off my loans as soon as possible. Within…

Student Loan Forgiveness - Why I Opted Out

The Public Service Loan Forgiveness (PSLF) Program is the only program that offers forgiveness on all qualified loans tax-free after a 120 qualified monthly payments. Only Direct loans in good standing are eligible for forgiveness. Federal…

Student Loans Phases

Deferment When you were in school your federal loans were in deferment where there is no obligation to pay your student loans or associated interest yet If you received Subsidized loans or Federal Perkins loans, any accrued interest…

Guide To Paying Off Student Loans Quickly

College is becoming increasingly expensive and is leaving students financially crippled upon graduation. Student loans postpone graduates from starting a family, purchasing a home, starting a business, or saving for retirement. According to…