About Art

Art is the founder of Flexcents, a blog created in 2018 to help others reach their fitness and financial goals through sharing insights as a physical therapist, personal finance nerd, and self-directed investor.

October 2018

Finding Your Optimal Student Loan Repayment Plan

By |2019-02-01T12:00:48+00:00October 19th, 2018|Demolishing Debt|

It is easy to get lost when it comes to choosing a repayment plan for your student loans. New graduates may not even know where their loans are held. If you are one of these, feel free to check out this guide. Otherwise, let’s move on to determining the best Continue Reading→

August 2018

July 2018

Student Loan Forgiveness – Why I Opted Out

By |2019-11-12T02:13:30+00:00July 24th, 2018|Demolishing Debt|

The Public Service Loan Forgiveness (PSLF) Program is the only program that offers forgiveness on all qualified loans tax-free after 120 qualified monthly payments. Learn More About The Public Service Loan Forgiveness (PSLF) Program Only Direct loans in good Continue Reading→

May 2018

Lifestyle Inflation: Save Yourself From The Rat Race

By |2019-09-09T03:08:35+00:00May 20th, 2018|Saving|

Lifestyle Inflation, also known as lifestyle creep, occurs when individuals increase their standard of living as their discretionary income rises. It becomes a problem when people prioritize luxuries instead of paying off debt, building an emergency fund, or Continue Reading→

April 2018

12 Tips To Pay off Student Loans Quickly

By |2019-09-01T02:32:36+00:00April 17th, 2018|Demolishing Debt|

College is becoming increasingly expensive and is leaving students financially crippled upon graduation. Graduates are figuring out how to pay off student loans and are postponing plans to start a family, purchasing a home, starting a business, or saving for Continue Reading→

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