Home> Art

About Art

Art is the founder of Flexcents, a blog created in 2018 to help others reach their fitness and financial goals through sharing insights as a physical therapist, personal finance nerd, and self-directed investor.

January 2019

December 2018 Reflections: A Year In Review

By |2019-02-01T11:39:12+00:00January 1st, 2019|Our Journey|

Instead of reflecting on this past month alone, I want to change it up and briefly reflect upon this past year as a whole. 2018 – Our Year of Growth It all started with discovering the concept of financial independence and learning that we could achieve wealt Continue Reading→

December 2018

November 2018 Reflection: Minimalism & Trip to Chicago

By |2019-11-29T00:02:48+00:00December 4th, 2018|Our Journey|

Hi Everyone, The purpose of these reflections is to give me the opportunity to share more of myself with you. It will allow us to learn more from each other and grow together. I take my daily journal entries and reflect upon common themes in my life, both goo Continue Reading→

October 2018

Breakdown Of How I Paid Off Over $100,000 In Student Loans Within 2 years

By |2019-11-29T00:03:40+00:00October 28th, 2018|Demolishing Debt|

I paid off my 6-figure debt in October 2016. It was such a huge accomplishment that I immediately downloaded all my payment records and saved them so no one could tell me otherwise. Now that I’m more financially curious, I wanted to find out exactly how much Continue Reading→

Finding Your Optimal Student Loan Repayment Plan

By |2019-12-08T22:16:13+00:00October 19th, 2018|Demolishing Debt|

It is easy to get lost when it comes to choosing a repayment plan for your student loans. New graduates may not even know where their loans are held. If you are one of these, feel free to check out this guide.Otherwise, let’s move on to determining the best p Continue Reading→

August 2018

July 2018

Student Loan Forgiveness – Why I Opted Out

By |2019-11-12T02:13:30+00:00July 24th, 2018|Demolishing Debt|

The Public Service Loan Forgiveness (PSLF) Program is the only program that offers forgiveness on all qualified loans tax-free after 120 qualified monthly payments. Learn More About The Public Service Loan Forgiveness (PSLF) Program Only Direct loans in good Continue Reading→

May 2018

Load More Posts