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About Art

Art is the founder of Flexcents, a blog created in 2018 to help others reach their fitness and financial goals through sharing insights as a physical therapist, personal finance nerd, and self-directed investor.

July 2019

April 2019

March 2019 Update: 24% to FI, Recurring Costs Cut By $27

By |2019-08-20T02:57:23+00:00April 8th, 2019|Our Journey|

I started this series to reflect on our goals, summarize blog developments and share some things I learned this month. I hope you get some value and enjoy following our journey. If you haven’t already, join the Flexcents community as it continues to grow! Fin Continue Reading→

March 2019

The 10 Things Exercise: Self-Evaluation Tool To Align Your Spending With Your Values

By |2019-08-23T02:23:05+00:00March 22nd, 2019|Saving|

The idea is to create a list of the top 10 things that you enjoy doing most on a weekly basis and compare that list with the top 10 things that you spend money on each month. The goal of this exercise is to determine if your spending habits align with your mo Continue Reading→

3 Important Doctors To Visit Regularly

By |2019-08-20T03:22:00+00:00March 14th, 2019|Health & Fitness|

For places like the U. S. where healthcare is super expensive, it is understandable for people to opt-out of seeking preventative healthcare services when there isn't any apparent problem. Even with healthcare insurance coverage, the inconvenience and break i Continue Reading→

February 2019 Reflection: Our Most Expensive Vacation & Goal Updates

By |2019-09-10T01:55:06+00:00March 5th, 2019|Our Journey|

I started this series to reflect on our goals, summarize blog developments and share some things I learned. I hope you get some value and enjoy following our journey. If you haven’t already, join the Flexcents community as it continues to grow! We recently re Continue Reading→

February 2019

January 2019 Reflection: 72% Savings Rate, IRS limits, & Starting Strong

By |2019-09-20T23:53:09+00:00February 1st, 2019|Our Journey|

Welcome to my monthly reflections. For those of you who are here for the first time, I started this series to reflect on our goals and share some things I learned. I hope you get some value and enjoy following our journey. If you haven’t already, join the Flexcents community as it continues to grow!…

January 2019

December 2018 Reflections: A Year In Review

By |2019-02-01T11:39:12+00:00January 1st, 2019|Our Journey|

Instead of reflecting on this past month alone, I want to change it up and briefly reflect upon this past year as a whole. 2018 – Our Year of Growth It all started with discovering the concept of financial independence and learning that we could achieve wealt Continue Reading→

December 2018

November 2018 Reflection: Minimalism & Trip to Chicago

By |2019-11-29T00:02:48+00:00December 4th, 2018|Our Journey|

Hi Everyone, The purpose of these reflections is to give me the opportunity to share more of myself with you. It will allow us to learn more from each other and grow together. I take my daily journal entries and reflect upon common themes in my life, both goo Continue Reading→

October 2018

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