I grew up around Philadelphia where I currently practice physical therapy. I have an innate love for exercise and fitness, and I am passionate about personal finance.

I went from being $115,000 in debt to hitting a positive net worth within 2.5 years while starting with a PT salary in the low $60K range. This horrible debt to income ratio was extremely difficult and I break down how I paid it all off here (warning: it is lengthy).

The purpose of this blog is to document my and my wife’s path to living a fulfilling, healthy and wealthy lifestyle while creating a platform to inspire others along the way.

This will be achieved through sharing our resources and lessons that continually optimize our journey to financial freedom.

My vision is for people to never have to feel stuck or hopeless because of the lack of money or fulfillment.

Fun Facts:

  1. My wife and I dated for 10 years before I proposed. I blame it on a 7 year PT program followed by my residency.
  2. I’m fairly athletic and strong, but my ability to move and survive in water is limited to a pitiful doggy paddle.
  3. Clowns terrify me so when my wife said she was dressing up as one for Halloween, I nearly ran for the hills. I’m grateful her costume wasn’t inspired by Stephen King’s IT.
  4. More to come…

2018 Goals – Updated November 9, 2018

2018 Goals


Establish a daily routine involving mindfulness, reading/writing, and sleeping > 6 hours a night IN PROGRESS: Becoming more consistent
50 pull ups in 1 set IN PROGRESS: Stuck around 30 pull ups
100 decline push ups in 1 set COMPLETE: 110 Push Ups! I should have a video of this.
Achieve less than 15% body fat COMPLETE: 12.5 % body fat
Read at least 12 non-fiction books focused on personal development/finance

Check out my resources page for mini-reviews on some of these books.


  1. The Little Book of Common Sense Investing – John Bogle
  2. The Simple Path To Wealth – Jim Collins
  3. Rich Dad Poor Dad – Robert Kiyosaki
  4. The Millionaire Next Door – Thomas Stanley & WIlliam Danko
  5. Your Money or Your Life – Vicki Robin and Joe Dominguez
  6. The Subtle Art of Not Giving a F*ck – Mark Manson
  7. The Total Money Makeover – Dave Ramsey
  8. Essentialism: Live Like a Minimalist James Lathom
  9. Design Your Future – Dominick Quartuccio

My Bucket List


See the Northern Lights
Make A Baby
Travel to Asia
Visit Yosemite National Park
Go Parachute running
Hike/Climb a mountain
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